Hey, All! Just wanting to get a discussion going regarding insurance on our bikes. I would assume that if well documented, homeowner's insurance would cover a bike in the event of a fire, theft, etc. However, what about while on the road? Do you need to insure your bike through an auto insurance company in case you wreck or are involved in a hit-and-run? If you are hit and the motorist stops, would their insurance be liable? If so, do you think you would get anywhere near what the bike is worth? Thanks!