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so i've been riding roadbike for a bit now and already fell head over heels with cycling... now i've decided i want a mountain bike as well... mostly for commuting to work on rainy days and some mild trails that are around my area. nothing hardcore.. my deal is i want to go cheap since i've already pretty much invested my bike funds for the year in my roadbike stuff... my question is one of the new schwinns for the box stores a decent buy for what i'm looking for, should i go older used on a higher quality bike. or? any other suggestions...