I ran an errand after work for my mom who is recovering from surgery. They were calling for rain and I have my mom's car for trips of this nature until doc OKs her to drive again (soon). I was going to drive, but I thought about Xela riding in a paceline on a steel bridge in a downpour and I decided to remove my socks (SPD sandals) and go by bike. I did not bring a rain jacket thinking getting wet would feel good.
I made it home in time, luckily, because I was carrying a library book she asked me to return which I took without thinking about how I would keep it dry. I saw dark clouds and lightning approaching, but I made it home moments before torrential rain, high winds and hail swept through.
That hail would have hurt!