I'm mostly trying to figure out how to begin cycling safely. I am a woman that is almost 40 yrs old and not in the best of health, I have been in and out of depression since I was a child, I also want / need to start living life before I can't. I have been a smoker for 26 yrs. I realize that I not only need to quit but want to quit for many reasons. Although I have used a cruiser style bicycle to get around town for years I would be new to touring and I would like to get insight into how to begin on a serious tight budget. I live on SSI. my income is about $700 a month. I would like advise on type of bike to use, type of equipment that is important, hints & tips would be helpful. Any and all advise would be deeply appreciated.