This is my first post, so hello! I am in the process of buying a commuter/road bike. I already have a regular road bike, but it doesn't accept a rack and I don't like backpacks. I have about a five mile ride to work with some hills. I may want to hit some dirt roads on the way. Am looking for a bike that will accomodate a rear rack to carry a set of clothes and maybe lunch. I'd like something that I can ride my typical 20 mile lunch loop on. A friend at the bike shop here is getting a new bike with the SRAM Apex group. He is switching that group out and is cutting me a deal, so I just need a frameset. I like the non-quick handling of the Tricross, but Specialized is sold out. Any thoughts on these two bikes or any ideas on better frames. I am also looking at the Ridley Crossbow. Thanks much for any suggestions.